Later-life mortgage
Make the most of your retirement with a mortgage that keeps you financially fit. For Perenna age is just a number, we have removed age limits for mortgages and are instead assessing your mortgage application on property value and ability to repay.
Age is just a number
We have removed age restrictions on our and are instead assessing your mortgage application on property value and ability to repay
- No age restrictions- we will offer mortgages to over 55’s for up to 30 years
- Borrow what you can afford based on income and property value
- Fixed-rate mortgages are a perfect fit with fixed pension income
Make the most of retirement
Are you living the retirement dream? Many British pensioners saved up considerable amounts in home equity. A Perenna 30-year fixed-rate mortgage is an opportunity to release equity responsibly.
- Release equity from your home to enjoy now
- Borrow over 30 years with a fixed monthly payment
- No surprises and no requirement to remortgage
Help your children on the ladder
Support your children and grandchildren. Help them get on the property ladder by releasing equity in your home. Raising a deposit for a mortgage is a big challenge for many young first-time home buyers. A helping hand in the form of a contribution towards a deposit can make the difference.
- Contribute towards a deposit
- Cover stamp duty and related expenses
- Fixed monthly repayment over 30 years
Get financial security
Are you facing retirement on a variable rate mortgage? Consider switching to a Perenna 30-year fixed-rate mortgage to get clarity over your mortgage expenses without interest rate surprises.
- Fixed monthly payments for 30 years
- A clear view of your monthly mortgage expense
- Remortgage if the rate goes down
